Course Number/Title: Business Education 100: Personal Finance
Teacher: Keith Collins
Course Description: In Personal Finance students explore all aspects of dealing with their own finances.
This includes learning about budgeting, checking accounts, savings accounts, credit cards, loans, insurance, apartment renting, car buying, investing, financial aid for postsecondary
education, and other important financial skills. The class will challenge each
student to look at their own personal spending habits now and in the future. This is a class
for everyone who wants to be a better informed consumer and be able to make educated
decisions about what to do with their money now and in the future.
Essential Questions: What skills are needed for graduating high school students that will help them navigate the world of personal finance?
Units of study (with corresponding Common Tasks, GEs, Power Standards and/or National Standards that will be assessed):
Personal Budgeting: Jumpstart National Standards for Personal Finance Education (Planning and Money Management-Standard #1)
Banking (Checking and Savings Account): JNSPFE (Plannning and Money Management-Standards 2 and 3)
Use of Credit Cards: JNSPFE (Credit and Debt-Standards 1-4)
Saving and Investments: JNSPFF (Saving and Investment-Standards 1-4)
Insurance and Risk Management: JNSPFF (Risk Management and Insurance-Standards 1-3)
21st Century Learning Expectations Addressed: Problem Solving, Flexibility and Adaptability, Productivity Initiative Self-Direction, Cross Cultural Skills
Texts and/or materials: Bank On It! Curriculum, How to Do Your Banking (Chittenden Bank), NEFE High School Financial Planning Program
GEs, Power Standards and/or National Standards Addressed:
Jumpstart Coalition for Personal Financial Literacy-National Standards in K-12 Personal Finance Education
Course Assessments (including Common Tasks) and Grading Policy (including a listing of the rubrics used to assess the Common Tasks):
Grading is based on projects done in each area of study.
Common Core Standards:
CC:RI.9-12.1, CC:RI.9-12.2, CC:RI.9-12.8, CC: W. 9-12. 1, CC: W. 9-12.2, CC:W.9-12.4, CC:W.9-12.5, CC: W. 9-12. 7, CC: W. 9-12. 8, CC:W.9-12.9, CC:W.9-12.10, CC:L. 9-12. 4, CC:L. 9-12. 5, CC:L. 9-12, CC: SL. 9-12. 4
Personal Finances Course Expectations:
· Class time: 8:10-9:33 Tuesday, Thursday & Even Wesnesday (Room B103)
- BE ON TIME! Your grade will suffer if you are late. Three unexcused tardies will result in detention. I will have you get an excuse note if you are late. Coming in and then going to the restroom and arriving 5 minutes late for class is not the thing to do.
- Everybody is treated with respect. There is to be no swearing in class. Everyone gets listened to. People are free to speak up but be considerate of fellow students talking in class.
- The MUHS dress code will be enforced in class.
- The MUHS cellphone policy will be enforced in class. Have your phones off and out of sight during class lecture time. I will be taking them away immediately if I see them or if you are using them in class. If you need to use the phone in my room please let me know. Consider this to be your first warning! If you cannot abide by this or agree to it then this is not the class for you.
- Drinks are permitted in the classroom but not in the computer lab or when you are working on the computers. I do not mind food but students will not be excused to go to the cafeteria to get food during class time. Being late for class due to being in the foodline is not an excuse to being late.
- Feel free to ask questions at any time. Not knowing something is not an excuse.
- At the beginning everyone can sit where they would like. I may change this if there are problems. Please do not put your feet up on the tables. Backpacks need to be off the tables.
- Late work will be accepted but at a loss of some of the credit. Once an assignment is two weeks late you will be given a failing grade for the assignment. I will give everyone plenty of class time to get most things done but some work may need to be done as homework if you miss class. Let me know if there are problems!
- We will use technology with this course. Do not worry if you need to learn some of these skills. We will make time to learn them. Students’ helping other students is strongly encouraged. When we start using technology, we will follow MUHS’s acceptable use policy. If I see you on Facebook or similar website then you will receive an F for the project. If it is a group project then the entire group receives an F.
- Everyone will be respectful while a classmate is presenting. If this does not happen then the offending person(s) will automatically receive detention.
- Please turn off all music. Keep them out of sight (this includes ipods, mp3s, etc. At this point there will be no earphones used. This may change later in the course.
- Class participation is 10% of your grade so SPEAK UP. Do not be surprised when I call on you. We will be doing class presentations, please see me when and if presenting is a problem for you.
- Cheating and plagiarism will be explained and NOT tolerated. Assignments involving either cheating and/or plagiarism will be given an automatic F. Phone #382-1104. Email: firstname.lastname@example.org
1. Your Life, Your Money